WEBINAR + SLIDES | Paycheck Protection Program Part III

CARES ACT Paycheck Protection Program (PPP)

The Forgiveness Application

Last month we brought you Paycheck Protection Program webinars Part I and Part II  to help you navigate the program and make informed decisions. Now the SBA has released the Loan Forgiveness Application along with new information regarding the changes/clarifications included in the new application document. Mr. Gardner and Mr. Brown team up once again to bring you the most current update.  They answer your questions during the webinar and help provide clarity while you prepare to fill out the necessary forgiveness forms.

This webinar covers:
  • Loan forgiveness application instructions
  • Changes, adjustments and new information regarding forgiveness
  • Step by step details on how to accurately make your calculations
  • Many specific questions answered regarding unique situations

Presented by:


Riley Gardner, Senior Credit Analyst, River City Bank
Ben Brown, CAP, Managing Partner, B|F|B|A

WEBINAR | Post COVID 19 Peeking Into the Future

Peeking into the Future, What Can We Expect in a POST COVID-19 Environment?

Between sheltering-in-place, working from home, Telemed, and online campuses, there is no doubt that we are experiencing some deep behavioral changes throughout society. But what are the lasting or not yet manifest behavioral changes which will have long-term systemic effects in our future?  In this webinar, you will hear from a few forward-thinking leaders in education, architectural design, and the Greater Sacramento Economic Council to peak into a post COVID-19 environment.

This webinar covers:
  • What are the likely long term systemic changes as a result of COVID-19 in the Northern California region?
  • How will these changes impact how we live, work, and stay safe?
  • What is the future of the workplace and higher education?
Dr. Brian King, Chancellor
Scott Powell, SVP
Naaz Alikhan CID, LEED AP Principal
Curt Rocca, Managing Partner

WEBINAR + SLIDES | Estate Planning in 2020

Tips and information on estate planning. Now is a good time to review your estate plan and give thought to any needed updates. A comprehensive, complete estate plan is a gift to yourself and to your family and loved ones. As an owner of a family business, your advance planning also impacts and benefits your employees.

This webinar covers:
  • Immediate steps you can take to benefit your family and enhance your estate plan
  • The key documents you want to have in place to protect yourself and your loved ones
  • New features that could improve your revocable living trust agreement
  • How to coordinate your estate plan with your business succession plan
  • Specific logistical challenges occurring now and how to address them
Kay Brooks, Weintraub Tobin
Allison Pedrazzi, Weintraub Tobin

WEBINAR + SLIDES | You’ve Received PPP Funding, Now Let’s Talk Forgiveness

Did you apply and take advantage of the CARES Act Paycheck Protection Program? Now, it’s time to make sure that the money you used to keep your employees paid is forgiven.

Earlier this month we brought you Part 1 of the Paycheck Protection Program Webinar that was presented by Riley Gardner, River City Bank. Mr. Gardner clarified details about the program in regards to what is available to your company, details on terms and loan forgiveness, and how to apply.  Now Mr. Gardner teamed up with Ben Brown, CPA from B|F|B|A and presented details and information on what steps you need to do, track and take, in order to achieve maximum forgiveness. Over 80 questions were answered on this webinar!

This webinar covers:
  • What qualifies for forgiveness
  • How do you track headcount and make adjustments
  • How to manage and document the funds for reporting
Riley Gardner, Senior Credit Analyst, River City Bank
Ben Brown, CAP, Managing Partner, B|F|B|A
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WEBINAR + SLIDES: Beyond the CAREs Act and the PPP: Financing Options for Family Businesses

Options are available to help family businesses navigate the current financial climate to ensure their family business continues on for generations to come. During this session, we will provide an overview of government and non-government financing sources to help family businesses weather the current COVID-19 situation as well to capitalize on the inevitable opportunities that will arise once it has passed.

Curt Rocca, Managing Partner

WEBINAR + SLIDES: Investing During a Crisis

This webinar covers:
  • A quick recap of what’s happened in the markets and the economy since mid-February
  • Some thoughts about signals the market is looking for as we approach the bottom
  • Behavior finance – the psychology of making counter-productive investment decisions
  • How to think about impact to your family business investment management vs. your personal investment management
  • High-level counsel we’re offering clients during this time
Nathan Torinus, MBA, CFP®, Partner, Financial Advisor, Chief Revenue & Strategy Officer

WEBINAR + SLIDES: What Your Family Business Needs to Know About the FFCRA

This webinar covers:
  • Which employers are covered by the FFCRA
  • Obligations imposed on employers by the Emergency Paid Sick Leave Act and the Emergency Family and Medical Leave Expansion Act
  • Information that must be communicated to employees, including the Notice that summarizes the new laws
  • Where additional information from various governmental agencies can be found pertaining to an employer’s obligations under the discrimination, wage and hour, unemployment insurance, and workplace safety laws
Robert L. Rediger, Esq.,
Rediger Labor Law
Robert L. Rediger, Esq., Rediger Labor Law
Rediger Labor Law logo

WEBINAR + SLIDES: CARES Payroll Protection Act

The Federal Government is providing emergency assistance to businesses affected by the COVID-19 Pandemic through the CARES Act. Specifically, the Paycheck Protection Program authorizes up to $349 billion in partially forgivable loans to small businesses to maintain their existing workforce and help pay other expenses like rent, mortgage interest, and utilities during the COVID-19 crisis. In this webinar, Mr. Gardner explains what is available to your company, details on terms and loan forgiveness, and how to apply.

Riley Gardner, Senior Credit Analyst, River City Bank

FBC Leadership: Message to our Members

Dear Members,

Steve Fleming and Stella Premo at an FBC Family Forum event.

A few months ago, we planned the content for this newsletter about the exciting ways some members are prioritizing and implementing innovations in their businesses. Never in a million years could we have imagined the need for innovation upon us now due to the impact of COVID-19. We are in unprecedented times and our daily routines with our work and home lives have been upended. The mass amount of media coverage of the pandemic can be shocking and overwhelming at times. Most significantly, we suspect that most of us are feeling a sense of uncertainty about our immediate futures which makes planning that much more difficult. We know that you are striving to navigate changes as they come, and we are too.

We applaud our members who are making innovative moves to take action, take care of each other, and show their resilience. Many of our region’s family businesses are applying special policies and incentives to see that their customers and employees are safe and engaged. Read more about what other member businesses, like Raley’s and Mikuni are doing here.

“As a leadership group, we are here to support your businesses and families as we all make sense of how we will sustain and move forward through the ever-changing rules of life during a pandemic. History has shown us that we can persevere through immense struggle and crisis. This isn’t the first stock market crash, economic downturn, or health pandemic that we have faced, and it won’t be the last. We are in this together and will come through the other side stronger than before.”

We are taking input from our members, considering options, and working to implement programs that can provide advice, insight and a path for the future. This week’s webinar with Sac State professors Drs. Ryan Fuller, Joseph Taylor, Reena Haymond, and Nitin Roy proved to be such a program. We hope it proved informative and impactful to liaise with local experts on the pandemic.

We hope the next time we connect with you will be under more promising circumstances. Until then, stay safe.

In good health,

Steve Fleming, FBC Board President &  Stella Premo, FBC Executive Director

FBC Member News + Updates Regarding COVID-19

BFBA logo

B|F|B|A Resource Center

At BFBA, we have been busy researching the new legislation in an effort to hopefully provide you with some clarification on what may or may not impact you.  We’ve created a CoronaVirus Resource Page. READ MORE

Families First Coronavirus Response Act Becomes a Law

The Families First Coronavirus Response Act was passed on March 18 and will put several requirements on employers. This bill provides temporary paid sick and family medical leave; bolsters funding for health, food security and unemployment insurance programs; and allows for free coronavirus testing. READ MORE


 

Dedicated Senior Shopping Hours

Tuesday and Thursday mornings from store opening to 8 a.m. are temporarily designated as shopping hours specifically for our guests ages 65+ and those guests who are at-risk due to health conditions. See our location page for specific store hours. READ MORE


 

Raley's Logo

An Updated Message From Our CEO

Watch this video for an important message from our CEO on how we will award hourly team members with a Community Service Reward as a token for their selfless dedication and civic mindedness. READ MORE

Senior Essentials Bags are now available for purchase at a discounted price. These bags can be picked up curbside or in-store. READ MORE



 

Mikuni Sushi is offering 15% off all to-go and curbside orders now through March 31st.

Take advantage of this great discount while supporting local and family owned businesses. READ MORE


 

Delivery and curbside pickup available for our customers during the COVID-19 outbreak.

We know this is a challenging time for everyone, and we at Incredible Pets are here to help make sure you have what you need for your pets during this time. READ MORE


 

Adaptive Leadership: Generating Productive Action in the Midst of Anxiety and Fear

Our NextGen members have had the opportunity to work closely with Kevin McCarthy in their Affinity Group sessions. In Kevin’s latest blog post he writes about the current COVID-19 situation and how it can affect your organization. As a leader you have a role in shaping how you move forward through the chaos, stress and fear of this pandemic. READ MORE



 

TIP OF THE MONTH: Managing Remotely

When the novelty of working in sweats wears off, how can we stay effective? Here are some free tips and tools to collaborate in a virtual space. READ MORE


 

Haney Business Ventures, Inc. logo

The number one question we are hearing from our community… Will my business survive? 

As the COVID-19 crisis pushes businesses to the edge, entrepreneurs and small businesses need partners and a community that can provide capital and expertise. HaneyBiz is committed to help! READ MORE